How to Become a Notary Public

Becoming a notary public is relatively straightforward in most states, though requirements vary significantly from state to state. Whether you want to notarize documents as a side income, serve your employer, or build a mobile notary business, here is what the process typically involves.

Basic Eligibility Requirements

Most states require notary applicants to meet the following criteria:

• Be at least 18 years old
• Be a legal resident of the state (or have a place of employment there)
• Not have certain criminal convictions
• Be able to read and write English

Some states have additional requirements — for example, California requires completion of a state-approved notary education course and passing a state examination.

The Application Process

While the specific steps vary by state, the typical process includes the following:

• Complete any required education or training — several states (including California, Colorado, Florida, and Montana) require a state-approved notary course before applying
• Pass a state exam where required — California, New York, and a handful of other states require a written examination
• Submit your application — typically filed with the Secretary of State's office, along with an application fee (usually $10–$100 depending on the state)
• Obtain a surety bond — most states require a notary bond ($5,000–$15,000 coverage) to protect the public from errors; bond premiums typically cost $30–$100 for a 4-year term
• Take your oath of office — after your commission is approved, file your oath (and sometimes your bond) with the appropriate county office
• Purchase your notary supplies — an official stamp or seal and a notary journal are required or strongly recommended in most states

Cost to Become a Notary

The total cost of becoming a notary typically ranges from $50 to $200, covering the application fee, bond, and supplies. States with mandatory education and exam requirements (like California) tend toward the higher end. Many notaries recoup these startup costs quickly once they begin taking appointments.

Commission Length

Most states issue notary commissions for 4 years, though some states set shorter or longer terms — Arkansas and South Carolina offer 10-year terms, while Michigan and Massachusetts offer 7-year terms. At the end of your commission, you can renew by going through a simplified re-application process.

Career Opportunities

Many notaries work part-time or occasionally alongside another career, notarizing documents for employers, neighbors, or clients. However, building a mobile notary or loan signing agent business can be lucrative — particularly in active real estate markets where loan signing appointments pay $75–$200 each. A full-time loan signing agent in a major metro area can complete several appointments per day, making it a viable primary income.